Nicholas T. Simonic CPA, MAcc
Simonic, Simonic, Ratnecht & Assoc. CPAs
Radio Listeners
Join Nick Simonic live every Friday morning at 8-9:00am on 91.7 The Promise!
If you missed one Nick's shows, you can find the information right here or on Nick's Blog! Click on the link's below for the show that you missed. Follow Nick's blog to get the updates automatically.
Tax Effects of Foreclosure - Aired 7/20/12 on 91.7
Health Care Laws - Aired 8/10/12 on 91.7
If you need more information or have questions about what you heard, please contact our offices. We would love to hear from you!
Tax Effects of Foreclosure - Aired 7/20/12 on 91.7
Health Care Laws - Aired 8/10/12 on 91.7
If you need more information or have questions about what you heard, please contact our offices. We would love to hear from you!
Living Debt Free by the Word
BELOW IS AN EXAMPLE OF HOW TO PRIORITZE YOUR DEBT PAYMENTS. THE FORMULA IS SIMPLE. JUST TAKE THE BALANCE, DIVIDED BY THE MONTHLY PAYMENT, DIVIDED BY THE INTEREST RATE TO GET YOUR PRIORITY NUMBER. PAY OFF THE LOWEST NUMBER FIRST.
BELOW IS AN EXAMPLE OF HOW TO PRIORITZE YOUR DEBT PAYMENTS. THE FORMULA IS SIMPLE. JUST TAKE THE BALANCE, DIVIDED BY THE MONTHLY PAYMENT, DIVIDED BY THE INTEREST RATE TO GET YOUR PRIORITY NUMBER. PAY OFF THE LOWEST NUMBER FIRST.
| BALANCE | MO. PYMNT | INT. RATE | PRIORITY |
| $1,000 | 40 | 12.5 | 2.00 |
| $2,000 | 65 | 7.7 | 4.00 |
AS YOU CAN SEE. THE PRIORITY NUMBER FOR THE CARD WITH A $1,000 BALANCE IS 2. SO IT IS BETTER TO PAY OFF THAT CARD FIRST. THEN YOU CAN APPLY WHAT YOU WERE PAYING ON THE PRIORITY 2 CARD ($40) AND ADD IT TO THE $65 YOU ARE PAYING ON THE $2,000 CARD NEXT FOR A TOTAL MONTHLY PAYMENT OF $105 TO APPLY TO ACCELRATE YOUR PAYOFF.
LISTENERS....
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